Privacy Policy
Radhika Finance Pvt. Ltd. (“we”, “our”, “us”) is committed to safeguarding the privacy and personal information of our customers, partners, agents, and website visitors. This Privacy Policy explains how we collect, use, store, and protect your information when you interact with our services.
Information We Collect
We may collect and process the following information:
Personal Information
Name, date of birth, gender
Mobile number, email address, residential address
Identity documents such as PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
Financial Information
Bank account details
Income and employment/business details
Credit history and loan-related information
Business & Property Information
Business registration documents
Property documents for secured loans
Technical Information
IP address, browser type, device information
Website usage data and cookies (if applicable)
How We Use Your Information
The information collected is used to:
Process loan applications and provide financial services
Verify identity, eligibility, and creditworthiness
Communicate updates regarding applications, approvals, and services
Improve our products, services, and customer experience
Comply with legal, regulatory, and statutory obligations
Information Sharing & Disclosure
Radhika Finance Pvt. Ltd. does not sell or rent personal information. Information may be shared only with:
Banks, NBFCs, and financial institutions for loan processing
Credit bureaus and verification agencies
Regulatory authorities as required by law
Authorized service providers under confidentiality agreements
Data Security
We follow reasonable security practices to protect your personal and financial data from unauthorized access, misuse, loss, or disclosure. Access to sensitive information is restricted to authorized personnel only.
Data Retention
Your information is retained only for as long as necessary to fulfill the purposes stated in this policy or as required under applicable laws and regulations.
Cookies Policy
Our website may use cookies to enhance user experience and analyze traffic. Users may disable cookies through browser settings if they prefer.
Your Rights
You have the right to:
Access your personal information
Request correction or update of your data
Withdraw consent, subject to legal and regulatory requirements
Third-Party Links
Our website may contain links to third-party websites. Radhika Finance Pvt. Ltd. is not responsible for the privacy practices or content of such external sites.
Changes to This Privacy Policy
Radhika Finance Pvt. Ltd. reserves the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website.
Contact Us
For any questions or concerns regarding this Privacy Policy or data usage, please contact:
Radhika Finance Pvt. Ltd.
Email:radhikafinance26@gmail.com
Phone: 8679097507
Radhika Finance Pvt. Ltd. is committed to maintaining transparency, trust, and the highest standards of data privacy.